407 Thelma Avenue

Clayton, OH
$ 315,000 Beds 4 Baths 3 Sq 2,900 Virtual Tour
Monthly Estimate* How much can I afford?

Updated top to bottom, this 2,900 SF, 4 bedroom, 3 full bath bi level offers far more space and function than expected. The yard is large enough for a garden or pool and includes a NEWER 10 x16 SHED with ramp access for tools and equipment. A newer poured patio and an upper level deck provide multiple outdoor spaces to enjoy. Inside, the home features updated windows, HARDWOOD FLOORS on upper level and a REMODELED kitchen with GRANITE COUNTERTOPS, soft close cabinetry, stainless steel appliances, and tile flooring. Bonus - bring the groceries right into the kitchen from the garage. The lower level half bath has been converted to a full bath, and the 9 x14 laundry room includes a shiplap accent wall and utility sink. The main entry offers a DUAL STAIRCASE, with excellent storage space beneath the lower run. The lower level also includes a dining room and TV room, creating flexible living and gathering areas. Upstairs are 4 bedrooms and 2 remodeled full baths, including one with a charming CLAW FOOT tub. The upper level also features both a living room and a family room, giving everyone room to spread out. Additional highlights include a rear entry 2 car garage, manifold water shut off system, and a school bus stop conveniently located directly across the street. Hard to find Sq. Footage – nearly 3,000 SF – with the updates already done, and a flexible layout that could be perfect for multi generational living, work from home needs, or simply room to spread out. Plus the school bus stops right across the street. Roof: 2016. Newer windows. New shed 3 years. New poured patio. HVAC 10 years. Not your average bi level — this one is truly a BUY.

Single Family

  • Price
  • $ 315,000
  • City
  • Clayton
  • Bedrooms
  • 4
  • Full Bathrooms
  • 3
  • County
  • Montgomery
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 0.3512 Acres
  • Zip
  • 45415
  • Sqr Footage
  • 2,900
  • Year Built
  • 1961
  • Style
  • MLS#
  • 958180
Listed By: Cathy McGrail with Keller Williams Home Town Rlty - (937) 890-9111
Data Source: Dayton Ohio MLS (DTON)

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Morris Plains, NJ office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

5/5/2026 Listed $335,000
6/17/2026 2% - $329,900
7/24/2026 1% - $325,000
8/7/2026 3% - $315,000

Property vs Zip Code Average in 45415

Price
AVG $250K
$320K
Year Built
AVG 1955
1961

Areas That We Cover

407 Thelma Avenue Clayton, OH is a Single Family Home for sale at $315000 with 2900 sqft and a lot size of 0.3512 Acres Acre(s). 407 Thelma Avenue Clayton has 4 bedrooms, 3 baths and was built in 1961. The property's zip code is 45415 which is in Clayton, OH

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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Lauren Buchel

Lauren Buchel

973-707-3498

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